Vern, a pet store owner, receives a call from John Thomas in Australia, leaving him a large inheritance. Vern heads to Australia, but his plans are derailed when he's arrested for 60 days in jail. After his release, he finds the ship he was supposed to take had sunk, and his family has already spent the insurance money. Vern goes into hiding to avoid being implicated in a fraud scheme, but his mild nature soon gives way to a more sinister persona, forcing him to find a way to escape his predicament with the help of Lanny.
The Ghost Comes Home
The unexpected return of a man uncovers a shocking truth: his wife had been profiting from his life insurance policy, leaving him to confront the bitter reality of his own mortality.