As a monetary policy manager, Si-hyun predicts a massive national financial crisis and urges for the situation to be announced, but her plea is ignored. Meanwhile, a financial consultant, Jung-hak, notices Korea's sudden financial hemorrhage and decides to play the odds on the coming crisis, secretly gathering investors willing to do the same. A small business owner, Gap-su, signs a contract with a department store, unaware of the impending financial disaster.
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The film delves into the intense IMF negotiations that unfolded during the 1997 financial crisis, intertwining three separate narrative threads.