When Ashley and her daughter Sarah are caught up in a dangerous criminal enterprise, Ashley turns to her estranged father, a retired beach bum in the Cayman Islands, for help. Their reunion is short-lived as they are tracked down by a crime boss and his lieutenant. As they become entangled in a dangerous web, Ashley discovers her father has a secret past and there's more to him than she ever knew.

The Retirement Plan
A mother-daughter duo becomes embroiled in a dangerous criminal world, leading the mother to seek help from her estranged father, a skilled guardian.