Ashley Albright, a successful and lucky woman, lives in Manhattan, while Jake Hardin, an aspiring rock band manager, struggles with bad luck. At a masquerade party, they meet, kiss, and inadvertently swap their fortunes, with Ashley's good luck transferring to Jake.

Just My Luck
As a Manhattanite's fortunes continue to soar, a chance meeting with a struggling young man unexpectedly turns her luck around, only to find it mysteriously shifting to him instead.