Kelly Sherwood, a bank clerk, is stalked by a stranger who knows her routine and threatens to kill her and her sister Toby unless she steals $100,000 from the bank. The stranger is asthmatic and Kelly is able to lure him into a trap, contacting FBI agent John 'Rip' Ripley for help. With the FBI's surveillance, Kelly tries to stay calm and aid in the capture of the criminal after Toby is abducted.

Experiment in Terror
As Kelly Sherwood's life becomes increasingly unsettled by a sinister caller with a haunting voice, she is coerced into joining a daring bank robbery.